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Delta SkyMiles Gold Business

Delta · American ExpressBusiness cardAmex

$0 intro annual fee for the first year

Credits 3

Every statement credit on this card, how often it comes back and when it resets. Together they’re worth up to $270 a year in cash credits, not counting ones you unlock by spending, points or free nights.

Every month

Rideshare CreditActivation required
$10/moResets on the 1st

Up to $10 per month on U.S. rides with Uber, Lyft, Curb or Alto. Added June 2026; you can enroll once the account is 12 months old (right away if you switched from a Delta Platinum or Reserve card).

How to activate: Enroll in the Amex app or website once the card is 12 months old, then pay for rides with it.

Condition: Available after your first card renewal

Every year

Delta Flight CreditSpend to unlock
$200/yrResets Jan 1

A $200 Delta eCredit is emailed 6–8 weeks after you hit $10K spend in a calendar year. It can be used on Delta-marketed flights booked at delta.com or with Delta Reservations.

Condition: After $10,000 in purchases in a calendar year

Delta Stays Credit
$150/yrResets Jan 1

Up to $150 per calendar year on prepaid hotels or vacation rentals booked through Delta Stays on delta.com.

Perks 5

Benefits you use rather than credits that post to your statement.

Free checked bags

First checked bag free for you and up to 8 companions on the same reservation. Since June 4, 2026 the Basic cardmember also gets a second bag free on domestic Delta flights, once per direction.

Zone 5 priority boarding

Board in Zone 5 on Delta flights when your SkyMiles number is on the reservation; up to 8 others on the same booking board with you.

TakeOff 15 award discount

At least 15% off the miles needed for Delta award flights booked on delta.com or the Fly Delta app. Partner-operated flights and taxes are excluded.

20% back on in-flight purchases

20% back as a statement credit on Delta in-flight food, drinks and pre-ordered meals paid with the card.

CLEAR+ member discount

Basic Delta Amex cardmembers pay $179 a year for CLEAR+, $40 below the standard price.

Also included

  • No foreign transaction fees

Before you apply

American Express’s application rules, as reported by people who applied. Banks don’t publish most of these. All banks’ rules

2/90 Firm rule

No more than two new Amex credit cards in a 90-day span. Charge cards such as Platinum, Gold and Green are left out of the count. A third credit card application within 90 days is usually turned down.

1/5 Soft rule

One new Amex credit card every 5 days at most. A second application within 5 days usually sits in pending until the 5 days are up.

5 credit cards Firm rule

You can usually have up to 5 Amex credit cards open at the same time. Charge cards are separate. With 5 open, new Amex credit cards get declined. Closing or downgrading one frees a spot.

Never miss one of these credits

Add the Delta Gold Business to Premium Finance, our free app. It lists each credit with a checkbox, reminds you before they expire and shows whether the card earned its fee. Free.

Open the free app

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Last checked Oct 16, 2026. Spot something out of date? Tell us.