Reflect
Wells FargoPersonal cardVisa
Credits 0
This card has no statement credits that expire.
Also included
- 0% intro APR for 21 months on purchases and qualifying balance transfers (BTs within 120 days)
- Cell phone protection up to $600/claim ($25 deductible, 2 claims/12 months)
- Roadside Dispatch
- Credit Close-Up FICO Score access
Before you apply
Wells Fargo’s application rules, as reported by people who applied. Banks don’t publish most of these. All banks’ rules
1/4 mo Soft rule
Wells Fargo may turn down a new personal card if you opened one with them in the past 4 months. A new Wells Fargo personal card may be declined.
Never miss one of these credits
Add the Reflect to Premium IC, our free app. It lists each credit with a checkbox, reminds you before they expire and shows whether the card earned its fee. Free.
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Last checked Oct 16, 2026. Spot something out of date? Tell us.