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Autograph Journey

Wells FargoPersonal cardVisa

Credits 1

Every statement credit on this card, how often it comes back and when it resets. Together they’re worth up to $50 a year in cash credits, not counting ones you unlock by spending, points or free nights.

Every year

$50 Airline Statement Credit
$50/yrResets on your card anniversary

One $50 statement credit per year on an airline purchase of $50+ (charter/private jets excluded). First period starts at account opening; after that the 12-month period starts the 1st of the month after the annual fee posts.

Condition: First airline purchase of $50 or more in each 12-month period

Also included

  • No foreign transaction fees
  • Cell phone protection up to $1,000/claim ($25 deductible)
  • Trip cancellation/interruption up to $15,000 (secondary)
  • Lost baggage reimbursement up to $3,000; travel accident insurance up to $1,000,000
  • Secondary auto rental collision damage waiver

Before you apply

Wells Fargo’s application rules, as reported by people who applied. Banks don’t publish most of these. All banks’ rules

1/4 mo Soft rule

Wells Fargo may turn down a new personal card if you opened one with them in the past 4 months. A new Wells Fargo personal card may be declined.

Never miss one of these credits

Add the Autograph Journey to Premium Finance, our free app. It lists each credit with a checkbox, reminds you before they expire and shows whether the card earned its fee. Free.

Open the free app

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Last checked Oct 16, 2026. Spot something out of date? Tell us.