We may earn a commission from some links on this site. It never changes which cards we list or what we say about them. How we make money

AAdvantage Platinum Select

American Airlines · CitiPersonal cardMastercard

$0 intro annual fee for the first year, then $99

Credits 2

Every statement credit on this card, how often it comes back and when it resets. Together they’re worth up to $180 a year in cash credits, not counting ones you unlock by spending, points or free nights.

Every year

American Airlines Flight DiscountSpend to unlock
$125/yrResets on your card anniversary

A $125 American Airlines flight discount after you spend $20,000 or more in a card membership year and renew the card (keep it open one billing cycle past the anniversary month). It is good for one year after it is issued.

Condition: After $20,000 in purchases in a card membership year, then renewal

Turo CreditActivation required
$180/yr6 uses of $30Resets Jan 1

Up to $30 in statement credits per completed Turo trip, up to $180 per calendar year. Link the card to your Turo account on Turo's AAdvantage Platinum page first; digital wallets and virtual card numbers don't count.

How to activate: Link your card to your Turo account on Turo's AAdvantage Platinum page, then book with that card.

Perks 3

Benefits you use rather than credits that post to your statement.

First checked bag free

First checked bag free on domestic AA itineraries for the cardmember and up to 4 companions on the same reservation.

Preferred boarding

Preferred boarding (Group 5) on AA and American Eagle flights for the primary cardmember and up to 4 companions on the same reservation.

25% inflight food & beverage savings

25% back as a statement credit on inflight food and drinks bought with the card on domestic AA and American Eagle flights. Wi-Fi and other inflight purchases don't count.

Also included

  • No foreign transaction fees
  • No blackout dates on award travel

Before you apply

Citi’s application rules, as reported by people who applied. Banks don’t publish most of these. All banks’ rules

1/8 Firm rule

Only one Citi application every 8 days, counting personal and business cards together. Applying again within 8 days gets declined. Citi counts declined applications too, and this app can’t see those.

2/65 Firm rule

At most two Citi applications in any 65-day stretch. A third application within 65 days gets declined, and declined applications count.

business 1/95 Soft rule

Roughly one Citi business card application every 90 to 95 days. Another business application inside that window gets declined.

Never miss one of these credits

Add the AAdvantage Platinum Select to Premium IC, our free app. It lists each credit with a checkbox, reminds you before they expire and shows whether the card earned its fee. Free.

Open the free app

Related cards

Last checked Oct 16, 2026. Spot something out of date? Tell us.