AAdvantage Executive
Rose from $595 to $695 for new cardmembers on Aug 23, 2026. Existing cardmembers are moved to $695 at their card anniversary after notice. Authorized users: $175 for up to 3, then $175 each.
Credits 7
Every statement credit on this card, how often it comes back and when it resets. Together they’re worth up to $1,050 a year in cash credits, not counting ones you unlock by spending, points or free nights.
Every month
A $15 Lyft credit lands in the Lyft account after 3 eligible rides in a calendar month (primary cardmember, physical card number, not wallets), and it expires 30 days after it posts. The credit was $10/month before Aug 23, 2026.
Condition: After 3 eligible Lyft rides paid with the card in a calendar month
Up to $10 per monthly statement on Grubhub purchases. Not offered to accounts opened on or after Aug 23, 2026; existing accounts keep it through Aug 31, 2027.
Condition: Only accounts opened before Aug 23, 2026
Every 6 months
Up to $250 in statement credits on AA Vacations packages or Experiences bought at aavacations.com in January–June, and up to $250 in July–December. New with the Aug 2026 refresh.
Every year
Up to $100 per calendar year on inflight purchases on domestic AA/American Eagle flights and on Admirals Club food and drink (One Day Passes excluded). It replaced the 25% inflight discount, which ended for existing cardmembers on Sept 30, 2026.
Up to $120 per calendar year in statement credits on prepaid rentals booked directly at avis.com or budget.com. Pay-later bookings and travel agencies don't count.
Once per calendar year, the primary cardmember earns an Omni free night after a qualifying 2+ night direct-booked stay. Requires enrolling in the card's Omni Champion status benefit. The ~$200 value is a conservative estimate.
How to activate: Enroll in Omni Champion status in the Citi app's Benefits Hub at least 14 days before your stay.
Condition: After a stay of 2+ consecutive nights booked directly on omnihotels.com
Every few years
A statement credit of up to $120 once every 4 years for the Global Entry or TSA PreCheck application fee.
Perks 7
Benefits you use rather than credits that post to your statement.
Unlimited Admirals Club and partner lounge access for the primary cardmember plus up to 2 guests or immediate family; paid authorized users also get access.
First checked bag free on domestic AA itineraries for the cardmember and up to 8 companions on the same reservation.
Priority check-in, airport screening where available, and Group 4 boarding on AA and American Eagle flights for the primary cardmember and up to 8 companions on the same reservation. Authorized users don't get it.
10,000 bonus Loyalty Points each at 50k, 90k, 165k and 240k Loyalty Points in a status year (up to 40,000).
Omni Select Guest Champion status for the primary cardmember after enrolling in the Citi app's Benefits Hub or by phone: early check-in, late checkout and room upgrades when available. Allow 14 days for it to start.
Complimentary Avis President's Club status for the primary cardmember who enrolls by Aug 31, 2028: car upgrades, skipping the counter at major airports and free additional drivers.
10% off the hotel, car, park tickets and tours in an American Airlines Vacations package (not the flights) when booked online through the card's own AA Vacations discount page. Changes made by phone lose the discount.
Also included
- No foreign transaction fees
- Trip delay protection
- Trip cancellation/interruption protection
- Lost baggage protection
- Worldwide car rental insurance (MasterRental)
Before you apply
Citi’s application rules, as reported by people who applied. Banks don’t publish most of these. All banks’ rules
Only one Citi application every 8 days, counting personal and business cards together. Applying again within 8 days gets declined. Citi counts declined applications too, and this app can’t see those.
At most two Citi applications in any 65-day stretch. A third application within 65 days gets declined, and declined applications count.
Roughly one Citi business card application every 90 to 95 days. Another business application inside that window gets declined.
Never miss one of these credits
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Last checked Oct 16, 2026. Spot something out of date? Tell us.