United Gateway
Credits 2
Every statement credit on this card, how often it comes back and when it resets. Together they’re worth up to $120 a year in cash credits, not counting ones you unlock by spending, points or free nights.
Every month
$10 off one non-restaurant DoorDash order (grocery, convenience, retail) each calendar month while DashPass is active with this card, for DashPass first activated on or after Sep 1, 2026; earlier activations get it once a quarter. Unused discounts don’t roll over.
How to activate: Add this card as your default payment in DoorDash, then tap to activate the free DashPass there.
Condition: Requires DashPass (12 months complimentary when activated by 12/31/2027, then paid)
Every year
Two first standard checked bag certificates (max two per calendar year), deposited 6-8 weeks after meeting the spend; each expires 12 months after issue. Good on United and United Express flights when the primary cardmember buys the ticket with the card and adds their MileagePlus number. About $40 per bag.
Condition: After $10,000 in purchases in a calendar year
Perks 3
Benefits you use rather than credits that post to your statement.
12 months of free DashPass when first activated between 2/1/2025 and 12/31/2027, then it renews at the monthly rate unless you cancel.
After $10,000 in calendar-year purchases, at least 10% fewer miles on United award flights (15% with Premier status) for the rest of that year and all of the next.
25% back as a statement credit on United inflight food, drinks and Wi-Fi and on United Club premium drinks paid with the card, including authorized users.
Also included
- 8x total on United flights after $10,000 calendar-year spend (5x otherwise)
- No foreign transaction fees
Before you apply
Chase’s application rules, as reported by people who applied. Banks don’t publish most of these. All banks’ rules
Chase usually declines you if you’ve opened 5 or more personal cards from any bank in the last 24 months. This applies to almost every Chase card, personal and business. How 5/24 works
Usually no more than 2 new personal Chase cards in 30 days. A third application within 30 days is usually declined, and you still take the hard pull.
Usually just one new Chase business card in 30 days. A second business application within 30 days is usually declined.
Never miss one of these credits
Add the United Gateway to Premium Finance, our free app. It lists each credit with a checkbox, reminds you before they expire and shows whether the card earned its fee. Free.
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Last checked Oct 16, 2026. Spot something out of date? Tell us.