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United Quest

United · ChasePersonal cardVisa

Credits 12

Every statement credit on this card, how often it comes back and when it resets. Together they’re worth up to $1,010 a year in cash credits, not counting ones you unlock by spending, points or free nights.

Every month

Rideshare CreditActivation required
$8/moResets on the 1st

Up to $8/month January-November on rideshare (December is $12; the extra $4 is tracked separately). Yearly opt-in required; $100 per calendar year total.

How to activate: Opt in to the rideshare benefit each calendar year in the Chase app or on Chase's website.

Instacart CreditActivation requiredEnds Dec 31, 2027
$15/moResets on the 1st

One $10 and one $5 Instacart credit each month; unused credits don't roll over.

How to activate: Activate the free Instacart+ membership with this card on Instacart's Chase United offer page.

Condition: Requires active Instacart+ (3 months complimentary, then 50% off the annual fee)

DoorDash Credit (Non-restaurant)Activation requiredEnds Dec 31, 2027
$10/moResets on the 1st

$10 off one non-restaurant DoorDash order (grocery, convenience, retail) each calendar month while DashPass is active with this card, for DashPass first activated on or after Sep 1, 2026; earlier activations get it once a quarter. Unused discounts don’t roll over.

How to activate: Add the card in the DoorDash app and activate DashPass with it by 12/31/2027, then pay with that card.

Condition: Requires DashPass (12 months complimentary when activated by 12/31/2027, then paid)

Every year

United Travel Credit (TravelBank cash)
$200/yrResets on your card anniversary

$200 in United TravelBank cash deposited after account opening and each account anniversary; usable only on United/United Express flights and expires 12 months after issue.

Renowned Hotels and Resorts Credit
$150/yrResets on your card anniversary

Up to $150 back each anniversary year on prepaid ('Pay Now') stays booked through Renowned Hotels and Resorts for United Cardmembers.

Rideshare Credit (December extra)Activation required
$4/yrResets Jan 1

December rideshare credit is up to $12 instead of $8; this is the extra $4.

How to activate: Opt in to the rideshare benefit each calendar year in the Chase app or on Chase's website.

Avis/Budget Credit (TravelBank cash)
$80/yr2 uses of $40Resets on your card anniversary

$40 in United TravelBank cash on each of your first two Avis or Budget rentals (2+ days) per anniversary year, booked via mileageplustravel.united.com and paid with the card.

JSX Credit
$150/yrResets on your card anniversary

Up to $150 in statement credits each anniversary year on flights booked directly with JSX.

10,000-Mile Anniversary Award Discount
Value varies

10,000-mile United award discount deposited each account anniversary (starting with the first); expires 12 months after issue. ~$100 conservative value.

10,000-Mile Award Discount ($20K spend)Spend to unlock
Value varies

Additional 10,000-mile award discount, max one per calendar year; expires 12 months after issue. ~$100 conservative value.

Condition: After $20,000 in purchases in a calendar year

2 Economy Plus Upgrades ($40K spend)Spend to unlock
Value varies

Two global Economy Plus upgrade certificates; ~$40 each conservative value.

Condition: After $40,000 in purchases in a calendar year

Every few years

Global Entry / TSA PreCheck / NEXUS Credit
$120every 4 years

One statement credit of up to $120 every 4 years for the Global Entry, TSA PreCheck or NEXUS application fee charged to the card.

Perks 9

Benefits you use rather than credits that post to your statement.

Free first and second checked bags

First and second standard checked bags free for the primary cardmember and one companion on the same reservation on United-operated flights, when the ticket is bought with the card and your MileagePlus number is on the booking (no purchase needed for flights in the first 90 days after account opening).

Group 2 priority boarding

Group 2 boarding for the cardmember and companions on the same reservation.

DoorDash DashPass (12 months)

12 months of free DashPass when first activated between 2/1/2025 and 12/31/2027, then it renews at the monthly rate unless you cancel.

Instacart+ membership (3 months, then 50% off)

Three months of free Instacart+ when activated by 12/31/2027, then half off the $99 annual rate through 12/31/2027 when paid with the card.

Renowned Hotels property benefits

On Renowned Hotels and Resorts bookings: $100 property credit, daily breakfast for two, Wi-Fi, and a room upgrade and early check-in/late checkout when available.

Cardmember award pricing

At least 10% fewer miles on United award flights for the primary cardmember (at least 15% with Premier status); not for Money + Miles.

25% back on inflight purchases

25% back as a statement credit on United inflight food, drinks and Wi-Fi and on United Club premium drinks paid with the card.

Card Bonus PQP (1,000 a year)

1,000 Premier qualifying points each year, posted within 8 weeks of Feb 1 if the card was open on Dec 31 of the prior year.

Premier upgrades on award tickets

A primary cardmember with MileagePlus Premier status flying on an award ticket, plus one companion on the same reservation, can get complimentary Premier upgrades on select United and United Express flights when available.

Also included

  • No foreign transaction fees
  • Trip cancellation/interruption, trip delay and rental car coverage

Before you apply

Chase’s application rules, as reported by people who applied. Banks don’t publish most of these. All banks’ rules

5/24 Firm rule

Chase usually declines you if you’ve opened 5 or more personal cards from any bank in the last 24 months. This applies to almost every Chase card, personal and business. How 5/24 works

2/30 Soft rule

Usually no more than 2 new personal Chase cards in 30 days. A third application within 30 days is usually declined, and you still take the hard pull.

business 1/30 Soft rule

Usually just one new Chase business card in 30 days. A second business application within 30 days is usually declined.

Never miss one of these credits

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Last checked Oct 16, 2026. Spot something out of date? Tell us.