Southwest Rapid Rewards Plus Business
$99 set in the July 24, 2025 refresh; existing cardmembers' fee adjusted at their 2026 account anniversary (prior fee not confirmed).
Closed to new applicants for several years; existing cardmembers keep it. Got new benefits in the July 24, 2025 refresh. If you already have it, its credits still count, and the Premium Finance app still tracks them.
Credits 4
Every statement credit on this card, how often it comes back and when it resets. Together they’re worth up to $240 a year in cash credits, not counting ones you unlock by spending, points or free nights.
Every month
$10 off one non-restaurant DoorDash order (grocery, convenience, retail) each calendar month while DashPass is active with this card, for DashPass first activated on or after Sep 1, 2026; earlier activations get it once a quarter. Unused discounts don’t roll over.
How to activate: Add the card in the DoorDash app and activate the free DashPass; the discount needs DashPass active.
Condition: Requires active DashPass (12 months free if activated by 12/31/2027)
$10 off one Instacart order of $10+ each month while Instacart+ is active; unused credits don't roll over.
How to activate: Activate free Instacart+ with this card on Instacart's Chase page; the credit needs Instacart+ active.
Condition: Requires active Instacart+ (3 months free if activated by 12/31/2027, then paid)
Every year
3,000 Rapid Rewards points each account anniversary year; valued at ~1.2 cents/point.
10% off promo code (base fare) delivered within 15 days of each anniversary, valid one year; excludes Basic fares. ~$20 on a typical fare.
Perks 7
Benefits you use rather than credits that post to your statement.
10,000 Companion Pass qualifying points each calendar year (by Jan 31, or within 30 days of opening); one card per member.
First checked bag free for the cardmember and up to 8 others on the same reservation; Rapid Rewards number required, not on partner flights.
Complimentary Standard seat selection within 48 hours of departure, when available, for the cardmember and up to 8 others.
Board no later than Group 5 with up to 8 passengers on the same reservation (Southwest-operated flights).
One year of complimentary DashPass when activated with the card by 12/31/2027, then it renews at the monthly rate unless cancelled.
Three free months of Instacart+ when activated with the card by 12/31/2027, then it renews at $99 a year unless cancelled.
25% back as a statement credit on Southwest inflight drinks and Wi-Fi bought with the card, including purchases on employee cards.
Also included
- No foreign transaction fees
- Employee cards
Before you apply
Chase’s application rules, as reported by people who applied. Banks don’t publish most of these. All banks’ rules
Chase usually declines you if you’ve opened 5 or more personal cards from any bank in the last 24 months. This applies to almost every Chase card, personal and business. How 5/24 works
Usually no more than 2 new personal Chase cards in 30 days. A third application within 30 days is usually declined, and you still take the hard pull.
Usually just one new Chase business card in 30 days. A second business application within 30 days is usually declined.
Never miss one of these credits
Add the Southwest Plus Business to Premium Finance, our free app. It lists each credit with a checkbox, reminds you before they expire and shows whether the card earned its fee. Free.
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Last checked Oct 16, 2026. Spot something out of date? Tell us.