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Southwest Rapid Rewards Premier Business

Southwest · ChaseBusiness cardVisa

Raised from $99 in the July 2025 refresh; existing cardmembers pay $149 starting at their 2026 account anniversary

Credits 4

Every statement credit on this card, how often it comes back and when it resets. Together they’re worth up to $240 a year in cash credits, not counting ones you unlock by spending, points or free nights.

Every month

DoorDash Credit (Non-restaurant)Activation requiredEnds Dec 31, 2027
$10/moResets on the 1st

$10 off one non-restaurant DoorDash order (grocery, convenience, retail) each calendar month while DashPass is active with this card, for DashPass first activated on or after Sep 1, 2026; earlier activations get it once a quarter. Unused discounts don’t roll over.

How to activate: Add this card as your default payment in DoorDash, then tap to activate the free DashPass there.

Condition: DashPass activated with this card

Instacart CreditActivation requiredEnds Dec 31, 2027
$10/moResets on the 1st

$10 off one Instacart order of $10 or more each calendar month while Instacart+ is active, after enrolling the card. Unused credit doesn't roll over; the benefit runs through 12/31/2027.

How to activate: Activate the free Instacart+ membership with this card on Instacart's Chase page; keep Instacart+ active.

Condition: Requires an active Instacart+ membership

Every year

6,000 Anniversary PointsAutomatic
Value varies

6,000 Rapid Rewards points each year after your cardmember anniversary; valued at ~1.2 cents/point.

15% Off Flight Promo Code
Value varies

15% off promo code posted within 15 days of each anniversary, valid one year; excludes Basic fares. ~$30 on a typical fare.

Perks 8

Benefits you use rather than credits that post to your statement.

Companion Pass boost

10,000 Companion Pass qualifying points deposited each calendar year (by Jan 31, or within 30 days of opening).

Free first checked bag

First checked bag free for the cardmember and up to 8 others on the same reservation (not on partner flights).

Standard/Preferred seat within 48 hours

Pick a Preferred or Standard seat at no charge within 48 hours of departure, when available, for you and up to 8 others on the same reservation; employee cards don't get it.

Group 5 boarding

Board in Group 5 (or earlier if status/fare qualifies) with up to 8 passengers on the same reservation.

DoorDash DashPass (12 months)

One year of complimentary DashPass when activated with the card by 12/31/2027, then it renews at the monthly rate unless cancelled.

Instacart+ membership (3 months)

Three free months of Instacart+ when activated with the card by 12/31/2027, then it renews at $99 a year unless cancelled.

25% back on inflight purchases

25% back as a statement credit on Southwest inflight drinks and Wi-Fi bought with the card, including purchases on employee cards.

A-List tier points from spending

2,000 tier qualifying points toward A-List or A-List Preferred for every $5,000 spent on the card, with no cap.

Also included

  • No foreign transaction fees
  • Free employee cards

Before you apply

Chase’s application rules, as reported by people who applied. Banks don’t publish most of these. All banks’ rules

5/24 Firm rule

Chase usually declines you if you’ve opened 5 or more personal cards from any bank in the last 24 months. This applies to almost every Chase card, personal and business. How 5/24 works

2/30 Soft rule

Usually no more than 2 new personal Chase cards in 30 days. A third application within 30 days is usually declined, and you still take the hard pull.

business 1/30 Soft rule

Usually just one new Chase business card in 30 days. A second business application within 30 days is usually declined.

Never miss one of these credits

Add the Southwest Premier Business to Premium Finance, our free app. It lists each credit with a checkbox, reminds you before they expire and shows whether the card earned its fee. Free.

Open the free app

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Last checked Oct 16, 2026. Spot something out of date? Tell us.