ANA U.S.A.
No extra fee for authorized users
Closed to new applications since 2025-02-25 (replaced by ANA CARD U.S.A. Plus). Existing cardholders keep the card and its benefits. FNBO won't product-change it to Plus; you must apply separately. If you already have it, its credits still count, and the Premium Finance app still tracks them.
Credits 0
This card has no statement credits that expire.
Perks 6
Benefits you use rather than credits that post to your statement.
Priority check-in at the Business Class counter on ANA-operated international flights.
Primary cardholders who are regular ANA Mileage Club members get a 25% flight bonus on ANA Group flights; ANA Premium members get a 5% boost instead, also on United-operated flights. The ticket doesn't need to be bought with the card.
10% off in-flight shopping on ANA-operated international and domestic flights (caps of JPY 200,000 international and JPY 85,000 domestic); not on codeshares flown by other airlines.
10% off selected items at ANA duty-free shops at Narita, Haneda and Kansai, and 5% off at ANA FESTA airport gift shops in Japan on purchases of JPY 1,000 or more; some brands and items are excluded.
5% off Best Flexible Rates at IHG ANA Hotels Group Japan (ANA Hotels and ANA-IHG co-branded hotels) when booked directly with the hotel or its Tokyo reservation center and paid at the front desk in cash or with the card; ANA Hotel stays also get free breakfast and a welcome drink (drink at domestic hotels only, one per stay). Primary cardholder only, not combinable with other offers.
Primary cardholders reach ANA Bronze with 30,000 Premium Points in a year without the usual 15,000 points on ANA Group flights.
Never miss one of these credits
Add the ANA U.S.A. (legacy) to Premium Finance, our free app. It lists each credit with a checkbox, reminds you before they expire and shows whether the card earned its fee. Free.
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Last checked Oct 16, 2026. Spot something out of date? Tell us.