Discover it Cash Back
Discover · Capital OnePersonal cardDiscover
Credits 0
This card has no statement credits that expire.
Also included
- No foreign transaction fees
- Free FICO score / Credit Scorecard
Before you apply
Discover’s application rules, as reported by people who applied. Banks don’t publish most of these. All banks’ rules
2 cards Soft rule
Two Discover cards at most. A third Discover card gets declined.
1/12 mo Soft rule
Your first Discover card needs to be 12 months old before Discover approves a second one. A second Discover card within 12 months gets declined.
Never miss one of these credits
Add the Discover it Cash Back to Premium IC, our free app. It lists each credit with a checkbox, reminds you before they expire and shows whether the card earned its fee. Free.
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Last checked Oct 16, 2026. Spot something out of date? Tell us.