Strata Premier
Credits 1
Every statement credit on this card, how often it comes back and when it resets. Together they’re worth up to $100 a year in cash credits, not counting ones you unlock by spending, points or free nights.
Every year
$100 off one hotel stay of $500 or more (excluding taxes and fees) booked at cititravel.com or 1-833-737-1288, applied instantly at booking. Once per calendar year.
Condition: Single hotel stay of $500+ (excluding taxes and fees) booked through Citi Travel
Perks 1
Benefits you use rather than credits that post to your statement.
Booking a Reserve rate on Citi Travel with the card gives daily breakfast for two, an experience credit of about $100 (varies by property), free Wi-Fi, and early check-in, late checkout or a room upgrade when available.
Also included
- No foreign transaction fees
- Trip delay protection
- Trip cancellation/interruption (common carrier)
- Lost or damaged luggage
- MasterRental car rental coverage
Before you apply
Citi’s application rules, as reported by people who applied. Banks don’t publish most of these. All banks’ rules
Only one Citi application every 8 days, counting personal and business cards together. Applying again within 8 days gets declined. Citi counts declined applications too, and this app can’t see those.
At most two Citi applications in any 65-day stretch. A third application within 65 days gets declined, and declined applications count.
Roughly one Citi business card application every 90 to 95 days. Another business application inside that window gets declined.
Never miss one of these credits
Add the Strata Premier to Premium Finance, our free app. It lists each credit with a checkbox, reminds you before they expire and shows whether the card earned its fee. Free.
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Last checked Oct 16, 2026. Spot something out of date? Tell us.