Sapphire Reserve
Authorized users $195 each. Fee rose from $550 to $795 in the June 2025 refresh.
Credits 13
Every statement credit on this card, how often it comes back and when it resets. Together they’re worth up to $2,340 a year in cash credits, not counting ones you unlock by spending, points or free nights.
Every month
$15 off one qualifying DoorDash order (restaurant or non-restaurant) each calendar month. Increased from a $5 restaurant-only promo on Oct 1, 2026; no rollover.
How to activate: Add the card in the DoorDash app and activate the free DashPass with it, then pay with that card.
Condition: Requires activated complimentary DashPass; pay with the enrolled card
Two $10-off promos each calendar month, each on a separate non-restaurant (grocery, convenience, retail) DoorDash order. No rollover.
How to activate: Add the card in the DoorDash app and activate the free DashPass with it, then pay with that card.
Condition: Requires activated complimentary DashPass; pay with the enrolled card
Up to $10 per month in Lyft in-app ride credit; the card must be the payment method in the Lyft app (first Sapphire card added gets it). Lyft rides also earn 5x total through 9/30/2027.
Up to $10 per month in statement credits on Peloton memberships (All-Access, App One, App+, Guide, Strength+, Rental). Activation required.
How to activate: Activate the benefit once in the Chase app or on Chase's website, then pay for Peloton with the card.
Complimentary Apple TV and Apple Music (Chase values at $324/yr) for at least 12 months when activated by 6/22/2027. Apple One subscribers instead get $8/month off per activated service ($16/month).
How to activate: Activate in the Chase app or on Chase's website by 6/22/2027 and link your Apple Account.
Every 6 months
Up to $150 Jan-Jun and $150 Jul-Dec in statement credits for dining at participating Sapphire Reserve Exclusive Tables restaurants on OpenTable. Third-party delivery does not qualify. Chase's Exclusive Tables benefit term now runs through 6/30/2030.
Up to $150 Jan-Jun and $150 Jul-Dec in statement credits on concert and event tickets bought on StubHub or Viagogo. Activation required; gift cards and UK-site purchases excluded.
How to activate: Activate the benefit once in the Chase app or on Chase's website before buying tickets.
Every year
Up to $300 in statement credits on travel purchases each account anniversary year (account open date through the first statement after the anniversary, then each 12 billing cycles). Purchases covered by the credit earn no points.
Up to $250 per prepaid The Edit by Chase Travel booking, up to $500 per calendar year. Since 1/1/2026 it is no longer split into Jan-Jun/Jul-Dec halves; the two $250 credits can be used any time in the year. Qualifying purchases earn no points.
Condition: Prepaid (Pay Now) Chase Travel booking at The Edit property, 2-night minimum
Up to $250 in total statement credits through 12/31/2026 on prepaid Chase Travel stays of 2+ nights at IHG, Montage, Pendry, Omni, Virgin Hotels, Minor Hotels or Pan Pacific; the $250 can be spread over more than one booking. It stacks with The Edit and travel credits, and qualifying purchases earn no points.
Condition: Prepaid Chase Travel hotel booking of 2+ nights at a participating brand
Up to $250 in statement credits at The Shops at Chase, available for the rest of the qualifying year and the following calendar year (up to $500 at once if you qualify in consecutive years).
Condition: After $75,000 spend in a calendar year
Up to $500 in statement credits on Southwest Airlines purchases booked through Chase Travel; expires at the end of the following calendar year (up to $1,000 if you qualify in consecutive years). Those purchases earn no points.
Condition: After $75,000 spend in a calendar year
Every few years
One statement credit up to $120 every four years for the Global Entry, TSA PreCheck or NEXUS application fee charged to the card.
Perks 10
Benefits you use rather than credits that post to your statement.
1,300+ lounges for the primary cardmember and authorized users (auto-enrolled); 2 guests free, extra guests $27 each.
Complimentary access with up to two guests.
On prepaid The Edit bookings: $100 property credit, daily breakfast for two, a welcome amenity, Wi-Fi, room upgrade and early check-in/late checkout when available. All-inclusive (All-In Collection) stays get a $200 property credit instead of breakfast; boutique stays skip the upgrade and flexible times.
Complimentary through 12/31/2027; link your IHG account in the Chase benefits hub.
Complimentary DashPass when activated by 12/31/2029; runs through 12/31/2029 or 12 months, whichever is longer.
Spend $75,000 in a calendar year to unlock World of Hyatt Explorist (lasts through February of the second year after), IHG Diamond Elite and Southwest A-List (through the end of the next year). Each needs account linking.
Entry for the cardmember plus one guest when departing on a Star Alliance flight; Signature Suites and the Montréal lounges are excluded and extra guests cost $59.
Points can be worth up to 2 cents each on select Chase Travel hotels (including The Edit) and premium-cabin flights; other bookings are 1 cent. On accounts opened before 6/23/2025, points earned before 10/26/2025 keep a 1.5-cent travel value through 10/26/2027.
Free custom trip planning by Chase's travel designers with no agency fee (supplier fees can apply); Chase puts the value at up to $300 per trip.
Complimentary National Emerald Club Executive and Avis Preferred Plus with rental discounts, plus Hertz Gold Plus savings; enroll through Special Car Rental Privileges in the card's benefits.
Also included
- Primary auto rental collision coverage up to $75,000
- Trip delay up to $500 per traveler (6+ hours) and trip cancellation/interruption up to $10,000
- Purchase protection up to $10,000 per item and return protection
- No foreign transaction fees
Before you apply
Chase’s application rules, as reported by people who applied. Banks don’t publish most of these. All banks’ rules
Chase usually declines you if you’ve opened 5 or more personal cards from any bank in the last 24 months. This applies to almost every Chase card, personal and business. How 5/24 works
Usually no more than 2 new personal Chase cards in 30 days. A third application within 30 days is usually declined, and you still take the hard pull.
Usually just one new Chase business card in 30 days. A second business application within 30 days is usually declined.
Never miss one of these credits
Add the Sapphire Reserve to Premium IC, our free app. It lists each credit with a checkbox, reminds you before they expire and shows whether the card earned its fee. Free.
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Last checked Oct 18, 2026. Spot something out of date? Tell us.