Venture Business
No first-year fee waiver on the rebranded card (old Spark Miles had $0 intro year). Legacy Spark Miles holders keep the $95 fee without the new credits.
Credits 3
Every statement credit on this card, how often it comes back and when it resets. Together they’re worth up to $130 a year in cash credits, not counting ones you unlock by spending, points or free nights.
Every year
$50 each account year for purchases through Capital One Business Travel; expires on the next account-open-date anniversary.
Up to $50 statement credit per account year on purchases at merchants coded (by MCC) as advertising or software; unused amount expires on the account-open-date anniversary.
Every few years
Statement credit up to $120 for the Global Entry or TSA PreCheck application fee charged to the card; one per account every 4 years.
Perks 3
Benefits you use rather than credits that post to your statement.
Complimentary Hertz Five Star status; enroll via the Benefits tab.
On Lifestyle Collection hotels booked through Capital One Business Travel: up to a $50 experience credit and Wi-Fi, plus a room upgrade, early check-in and late checkout when available; Lifestyle vacation rentals get a $50 experience credit, Wi-Fi and early check-in/late checkout when available.
Buy Capital One Lounge or Landing passes for yourself and guests at $45 per adult and $25 per child 2-17 (under 2 free) instead of the $90 standard rate; space-available, and no free visits are included.
Also included
- No foreign transaction fees
- Transfer miles to 15+ airline/hotel partners
- Free employee cards
- Extended warranty
Before you apply
Capital One’s application rules, as reported by people who applied. Banks don’t publish most of these. All banks’ rules
Capital One tends to approve one new Capital One card, personal or business, every 6 months. Capital One has no published 2/24 rule; this is the closest consistent pattern. Applying sooner often ends in a denial for too many recent Capital One accounts. Recent cards at other banks can also hurt your odds.
Capital One used to cap people at 2 of its own personal cards. Many people now have more. A third personal Capital One card may be declined.
Never miss one of these credits
Add the Venture Business to Premium Finance, our free app. It lists each credit with a checkbox, reminds you before they expire and shows whether the card earned its fee. Free.
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Last checked Oct 16, 2026. Spot something out of date? Tell us.