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Travel Rewards

Bank of AmericaPersonal cardVisa

Credits 0

This card has no statement credits that expire.

Also included

  • No foreign transaction fees
  • 0% intro APR for 15 billing cycles on purchases and balance transfers

Before you apply

Bank of America’s application rules, as reported by people who applied. Banks don’t publish most of these. All banks’ rules

2/2 Firm rule

The first part of Bank of America’s 2/3/4 rule: no more than 2 new BofA personal cards in 2 months. A third BofA personal card within 2 months gets declined.

3/12 Firm rule

The second part of 2/3/4: no more than 3 new BofA personal cards in 12 months. A fourth within 12 months gets declined.

4/24 Firm rule

The third part of 2/3/4: no more than 4 new BofA personal cards in 24 months. A fifth within 24 months gets declined.

3/12 any bank Less reliable

If you don’t bank with BofA, 3 or more new cards from any bank in 12 months can get you declined (about 7 if you do). A BofA personal card may be declined.

Never miss one of these credits

Add the Travel Rewards to Premium Finance, our free app. It lists each credit with a checkbox, reminds you before they expire and shows whether the card earned its fee. Free.

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Last checked Oct 16, 2026. Spot something out of date? Tell us.