Atmos Rewards Summit Visa Infinite
Credits 3
Every statement credit on this card, how often it comes back and when it resets. Together they’re worth up to $30 a year in cash credits, not counting ones you unlock by spending, points or free nights.
Every year
Issued every account anniversary: up to 25,000 points off a companion's award ticket when you book a published award for yourself and a companion on the same itinerary, in any cabin on Alaska, Hawaiian or partner airlines (no multi-city or open-jaw trips). About $300 is a conservative value.
A second Global Companion Award worth up to 100,000 points, posted 4-6 weeks after you spend $60,000 or more in an anniversary year, on top of the yearly 25K award. Same rules: a companion on your published award ticket, any cabin on Alaska, Hawaiian or partners; about $1,200 is a conservative value.
Condition: $60,000+ in purchases during the account anniversary year
Every few years
Statement credit up to $120 every four years for the TSA PreCheck or Global Entry application fee charged to the card.
Perks 10
Benefits you use rather than credits that post to your statement.
8 Alaska Lounge passes a year: 2 post on Jan 1, Apr 1, Jul 1 and Oct 1 and expire when that quarter ends. Each pass admits one adult plus up to two children under 21 for same-day access; not valid at Hawaiian or partner airline lounges.
8 single-use Alaska inflight Wi-Fi passes a year: 2 post at the start of each calendar quarter and expire when that quarter ends.
First checked bag free for you and up to 6 guests on the same reservation when the Alaska or Hawaiian flight is paid with the card.
Preferred boarding (group C) for you and up to 6 guests on the same reservation when the flight is paid with the card and the primary cardholder's Atmos number is on the booking. Only on Alaska-marketed flights operated by Alaska, Horizon or SkyWest.
Fee waived for same-day confirmed changes on Alaska or Hawaiian flights, saving up to $75 per change. Saver fares don't qualify, and the new flight must keep the same cities and leave the same day.
20% back as a statement credit, usually within a week, on food, drinks and Wi-Fi bought with the card on Alaska flights and on food and drinks on Hawaiian flights.
No partner award booking fee ($20 per person each way since July 1, 2026) on awards booked from the primary cardholder's account when the taxes and fees are paid with the card, even if the cardholder isn't flying. Partner surcharges and taxes still apply.
10,000 Atmos status points post each account anniversary toward elite status (Silver starts at 20,000), on top of 1 status point per $2 spent.
Show the card at an Alaska Lounge bar for up to 2 free signature cocktails or picks from the elevated bar menu per visit. Runs through 2026 and may not be offered at every lounge.
On the waitlist for complimentary upgrades to First or Premium Class on Alaska and Hawaiian flights, Summit cardholders move ahead of members with the same elite status. It doesn't give upgrades to members without status.
Also included
- $50 instant travel delay credit (Alaska flight cancelled or delayed 2+ hours)
- Free Atmos points sharing with up to 10 members; partner award fees waived
- Visa Infinite travel protections and Luxury Hotel Collection
- No foreign transaction fees (earns 3x on foreign purchases)
Before you apply
Bank of America’s application rules, as reported by people who applied. Banks don’t publish most of these. All banks’ rules
The first part of Bank of America’s 2/3/4 rule: no more than 2 new BofA personal cards in 2 months. A third BofA personal card within 2 months gets declined.
The second part of 2/3/4: no more than 3 new BofA personal cards in 12 months. A fourth within 12 months gets declined.
The third part of 2/3/4: no more than 4 new BofA personal cards in 24 months. A fifth within 24 months gets declined.
If you don’t bank with BofA, 3 or more new cards from any bank in 12 months can get you declined (about 7 if you do). A BofA personal card may be declined.
Never miss one of these credits
Add the Atmos Rewards Summit to Premium Finance, our free app. It lists each credit with a checkbox, reminds you before they expire and shows whether the card earned its fee. Free.
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Last checked Oct 16, 2026. Spot something out of date? Tell us.