My Best Buy Visa Gold
Charged every year and reported as not waivable. If your Best Buy Visa bills a $59 fee, this is the version you hold.
Credits 0
This card has no statement credits that expire.
Perks 1
Benefits you use rather than credits that post to your statement.
Free shipping on qualifying Best Buy orders paid with the card.
Also included
- No foreign transaction fees
- Choose 5% back in rewards or a special financing plan on each Best Buy purchase
- Cardmember-only offers and limited-time bonus rewards
Before you apply
Citi’s application rules, as reported by people who applied. Banks don’t publish most of these. All banks’ rules
Only one Citi application every 8 days, counting personal and business cards together. Applying again within 8 days gets declined. Citi counts declined applications too, and this app can’t see those.
At most two Citi applications in any 65-day stretch. A third application within 65 days gets declined, and declined applications count.
Roughly one Citi business card application every 90 to 95 days. Another business application inside that window gets declined.
Never miss one of these credits
Add the Best Buy Visa Gold to Premium IC, our free app. It lists each credit with a checkbox, reminds you before they expire and shows whether the card earned its fee. Free.
Related cards
Last checked Oct 16, 2026. Spot something out of date? Tell us.