Hilton Honors Business
Credits 1
Every statement credit on this card, how often it comes back and when it resets. Together they’re worth up to $240 a year in cash credits, not counting ones you unlock by spending, points or free nights.
Every quarter
Up to $60 per calendar quarter on purchases made directly with a Hilton-portfolio property, booked through Hilton's own channels; on-site charges count when billed to your room. Third-party bookings don't count, and unused amounts don't roll over.
Perks 3
Benefits you use rather than credits that post to your statement.
Complimentary Gold status (80% base-point bonus, space-available upgrades, breakfast/F&B credit at many brands).
Spend $40,000 in a calendar year to get Diamond through the end of the next calendar year.
Complimentary Executive status. Enroll through your Amex account.
Also included
- No foreign transaction fees
- Baggage insurance
- Car rental loss and damage insurance (secondary)
Before you apply
American Express’s application rules, as reported by people who applied. Banks don’t publish most of these. All banks’ rules
No more than two new Amex credit cards in a 90-day span. Charge cards such as Platinum, Gold and Green are left out of the count. A third credit card application within 90 days is usually turned down.
One new Amex credit card every 5 days at most. A second application within 5 days usually sits in pending until the 5 days are up.
You can usually have up to 5 Amex credit cards open at the same time. Charge cards are separate. With 5 open, new Amex credit cards get declined. Closing or downgrading one frees a spot.
Never miss one of these credits
Add the Hilton Business to Premium Finance, our free app. It lists each credit with a checkbox, reminds you before they expire and shows whether the card earned its fee. Free.
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Last checked Oct 16, 2026. Spot something out of date? Tell us.