EveryDay Preferred
Existing cardholders only
Closed to new applicants Sept 25, 2024; existing cardholders unaffected If you already have it, its credits still count, and the Premium Finance app still tracks them.
Credits 0
This card has no statement credits that expire.
Also included
- Car rental loss and damage insurance
- Purchase protection
Before you apply
American Express’s application rules, as reported by people who applied. Banks don’t publish most of these. All banks’ rules
No more than two new Amex credit cards in a 90-day span. Charge cards such as Platinum, Gold and Green are left out of the count. A third credit card application within 90 days is usually turned down.
One new Amex credit card every 5 days at most. A second application within 5 days usually sits in pending until the 5 days are up.
You can usually have up to 5 Amex credit cards open at the same time. Charge cards are separate. With 5 open, new Amex credit cards get declined. Closing or downgrading one frees a spot.
Never miss one of these credits
Add the Amex EveryDay Preferred to Premium Finance, our free app. It lists each credit with a checkbox, reminds you before they expire and shows whether the card earned its fee. Free.
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Last checked Oct 11, 2026. Spot something out of date? Tell us.